/* ═══════════════════════════════════════════════════════════════
   Specialty Insurance SC — main.css
   Dark tactical theme. #0a0a0a bg, #00ff41 neon green accent.
   ═══════════════════════════════════════════════════════════════ */

/* ─── TOKENS ─────────────────────────────────────────────────── */
:root {
  --bg:           #0a0a0a;
  --bg-2:         #111111;
  --bg-3:         #1a1a1a;
  --bg-4:         #222222;
  --green:        #00ff41;
  --green-dim:    #00cc34;
  --green-glow:   rgba(0, 255, 65, 0.12);
  --green-border: rgba(0, 255, 65, 0.25);
  --text:         #e0e0e0;
  --text-muted:   #888888;
  --text-dim:     #555555;
  --white:        #ffffff;
  --border:       rgba(255, 255, 255, 0.08);
  --border-light: rgba(255, 255, 255, 0.04);
  --header-h:     72px;
  --radius:       4px;
  --radius-lg:    8px;
  --shadow:       0 4px 24px rgba(0, 0, 0, 0.5);
  --shadow-green: 0 0 20px rgba(0, 255, 65, 0.15);
  --transition:   0.2s ease;
  --container:    1280px;
}

/* ─── RESET ──────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  background: var(--bg);
  color: var(--text);
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  min-height: 100vh;
}
img, svg, video { display: block; max-width: 100%; }
a { color: var(--green); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--white); }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
ul, ol { list-style: none; }
address { font-style: normal; }

/* ─── TYPOGRAPHY ─────────────────────────────────────────────── */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Inter', 'Inter', sans-serif;
  font-weight: 700;
  line-height: 1.15;
  color: var(--white);
  letter-spacing: 0.01em;
}
h1 { font-size: clamp(2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.75rem, 4vw, 2.75rem); }
h3 { font-size: clamp(1.25rem, 3vw, 1.75rem); }
h4 { font-size: 1.25rem; }
h5 { font-size: 1.1rem; }
p { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }
strong { color: var(--white); font-weight: 600; }
em { color: var(--green); font-style: normal; }

/* ─── LAYOUT ─────────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: 1.25rem;
}
@media (min-width: 768px) { .container { padding-inline: 2rem; } }
@media (min-width: 1024px) { .container { padding-inline: 3rem; } }

.section { padding-block: 4rem; }
@media (min-width: 768px) { .section { padding-block: 6rem; } }

.section-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: 0.75rem;
  display: block;
}
.section-title {
  font-family: 'Inter', sans-serif;
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 1.25rem;
}
.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 60ch;
  line-height: 1.7;
}
.section-header { margin-bottom: 3rem; }
.section-header.centered { text-align: center; }
.section-header.centered .section-subtitle { margin-inline: auto; }

/* ─── BUTTONS ────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 0.65rem 1.4rem;
  border-radius: var(--radius);
  border: 2px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
  cursor: pointer;
  line-height: 1.2;
}
.btn-primary {
  background: var(--green);
  color: #000;
  border-color: var(--green);
}
.btn-primary:hover {
  background: var(--green-dim);
  border-color: var(--green-dim);
  color: #000;
  box-shadow: var(--shadow-green);
}
.btn-secondary {
  background: transparent;
  color: var(--green);
  border-color: var(--green-border);
}
.btn-secondary:hover {
  background: var(--green-glow);
  border-color: var(--green);
  color: var(--green);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.25);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.05);
  border-color: var(--white);
  color: var(--white);
}
.btn-sm { font-size: 0.8rem; padding: 0.5rem 1.1rem; }
.btn-lg { font-size: 1.05rem; padding: 0.85rem 2rem; }
.btn-full { width: 100%; justify-content: center; }

/* ─── HEADER ─────────────────────────────────────────────────── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(10, 10, 10, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  height: var(--header-h);
}
.header-inner {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  height: 100%;
}

/* Logo */
.site-branding { flex-shrink: 0; }
.site-logo-link { display: inline-flex; align-items: center; }
.text-logo { display: flex; flex-direction: column; line-height: 1; }
.logo-specialty {
  font-family: 'Inter', sans-serif;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--text-muted);
}
.logo-insurance {
  font-family: 'Inter', sans-serif;
  font-size: 1.3rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--green);
}

/* Desktop Nav */
.main-nav { flex: 1; display: none; }
@media (min-width: 1024px) { .main-nav { display: flex; } }

.nav-menu {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  list-style: none;
}
.nav-item { position: relative; }
.nav-link {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.5rem 0.85rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--text);
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
  white-space: nowrap;
}
.nav-toggle { background: none; border: none; }
.nav-link:hover, .nav-item:hover > .nav-link, .nav-item:focus-within > .nav-link {
  color: var(--green);
  background: var(--green-glow);
}
.chevron {
  transition: transform var(--transition);
  flex-shrink: 0;
  color: var(--text-muted);
}
.nav-item:hover .chevron,
.nav-item:focus-within .chevron { transform: rotate(180deg); color: var(--green); }

/* Dropdown bridge (invisible hover gap) */
.dropdown-bridge {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  padding-top: 0.5rem;
  min-width: 220px;
  z-index: 100;
}
.mega-menu .dropdown-bridge { left: -2rem; min-width: 700px; }
.nav-item:hover .dropdown-bridge,
.nav-item:focus-within .dropdown-bridge { display: block; }

/* Dropdown menus */
.dropdown-menu {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  overflow: hidden;
  padding: 0.5rem;
}
.dropdown-menu li a {
  display: block;
  padding: 0.55rem 0.85rem;
  font-size: 0.88rem;
  color: var(--text);
  border-radius: var(--radius);
  transition: background var(--transition), color var(--transition);
  white-space: nowrap;
}
.dropdown-menu li a:hover {
  background: var(--green-glow);
  color: var(--green);
}

/* Mega menu */
.dropdown-mega {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
  padding: 1.5rem;
  min-width: 700px;
}
.mega-col {}
.mega-heading {
  display: block;
  font-family: 'Inter', sans-serif;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: 0.5rem;
  margin-top: 1rem;
  padding-bottom: 0.4rem;
  border-bottom: 1px solid var(--green-border);
}
.mega-col .mega-heading:first-child { margin-top: 0; }
.mega-col ul { display: flex; flex-direction: column; gap: 0.15rem; }
.mega-col li a {
  display: block;
  padding: 0.3rem 0;
  font-size: 0.88rem;
  color: var(--text);
  border-radius: 2px;
  transition: color var(--transition);
  border: none;
  background: none;
}
.mega-col li a:hover { color: var(--green); background: none; padding-left: 4px; }

/* Header CTA */
.header-cta { margin-left: auto; flex-shrink: 0; display: none; }
@media (min-width: 1024px) { .header-cta { display: block; } }

/* Hamburger */
.hamburger {
  display: flex;
  flex-direction: column;
  gap: 5px;
  padding: 0.5rem;
  margin-left: auto;
  border-radius: var(--radius);
  transition: background var(--transition);
}
@media (min-width: 1024px) { .hamburger { display: none; } }
.hamburger:hover { background: var(--green-glow); }
.ham-bar {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--text);
  border-radius: 2px;
  transition: all var(--transition);
}
.hamburger.is-active .ham-bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.is-active .ham-bar:nth-child(2) { opacity: 0; }
.hamburger.is-active .ham-bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile menu */
.mobile-menu {
  position: fixed;
  top: 0;
  right: -100%;
  width: min(380px, 92vw);
  height: 100vh;
  background: var(--bg-2);
  border-left: 1px solid var(--border);
  box-shadow: -8px 0 40px rgba(0,0,0,0.6);
  z-index: 2000;
  transition: right 0.3s ease;
  overflow-y: auto;
}
.mobile-menu.is-open { right: 0; }
.mobile-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.6);
  z-index: 1999;
  backdrop-filter: blur(2px);
}
.mobile-overlay.is-active { display: block; }

.mobile-menu-inner { display: flex; flex-direction: column; min-height: 100%; }
.mobile-menu-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--border);
}
.mobile-close {
  color: var(--text-muted);
  padding: 0.25rem;
  border-radius: var(--radius);
  transition: color var(--transition);
}
.mobile-close:hover { color: var(--white); }

.mobile-nav { flex: 1; padding: 1rem 0; }
.mobile-nav-list { list-style: none; }
.mobile-nav-item { border-bottom: 1px solid var(--border-light); }
.mobile-nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 0.85rem 1.25rem;
  font-family: 'Inter', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text);
  transition: color var(--transition), background var(--transition);
}
.mobile-toggle { background: none; text-align: left; }
.mobile-nav-link:hover { color: var(--green); background: var(--green-glow); }
.mobile-nav-link .arrow { font-size: 0.7rem; color: var(--text-muted); transition: transform var(--transition); }
.mobile-nav-item.is-open .arrow { transform: rotate(90deg); }

.mobile-sub-menu {
  display: none;
  background: var(--bg-3);
  list-style: none;
}
.mobile-nav-item.is-open .mobile-sub-menu { display: block; }
.mobile-sub-menu li a {
  display: block;
  padding: 0.55rem 1.75rem;
  font-size: 0.88rem;
  color: var(--text-muted);
  transition: color var(--transition), background var(--transition);
}
.mobile-sub-menu li a:hover { color: var(--green); background: var(--green-glow); }
.mobile-sub-heading {
  display: block;
  padding: 0.6rem 1.75rem 0.2rem;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--green);
  opacity: 0.75;
}

.mobile-cta { padding: 1.25rem; border-top: 1px solid var(--border); margin-top: auto; }

/* ─── HERO ───────────────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: calc(100vh - var(--header-h));
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--bg);
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-bg-video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.35;
}
.hero-bg-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg,
    rgba(0,0,0,0.7) 0%,
    rgba(0,0,0,0.4) 50%,
    rgba(0,255,65,0.04) 100%
  );
}
.hero-content {
  position: relative;
  z-index: 1;
  padding-block: 5rem;
}
.hero-eyebrow {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: 1.25rem;
  padding: 0.3rem 0.75rem;
  border: 1px solid var(--green-border);
  border-radius: 2px;
  background: var(--green-glow);
}
.hero-title {
  font-family: 'Inter', sans-serif;
  font-size: clamp(2.5rem, 7vw, 5rem);
  font-weight: 700;
  line-height: 1.05;
  color: var(--white);
  margin-bottom: 1.5rem;
}
.hero-title .accent { color: var(--green); }
.hero-subtitle {
  font-size: clamp(1rem, 2.5vw, 1.2rem);
  color: var(--text-muted);
  max-width: 52ch;
  margin-bottom: 2.5rem;
  line-height: 1.7;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 1rem; align-items: center; }
.hero-trust {
  margin-top: 3rem;
  display: flex;
  flex-wrap: wrap;
  gap: 2rem;
  align-items: center;
}
.trust-item {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}
.trust-value {
  font-family: 'Inter', sans-serif;
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--green);
  line-height: 1;
}
.trust-label {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

/* ─── CARDS ──────────────────────────────────────────────────── */
.card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
}
.card:hover {
  border-color: var(--green-border);
  box-shadow: var(--shadow-green);
  transform: translateY(-2px);
}
.card-icon {
  font-size: 2rem;
  margin-bottom: 1rem;
}
.card-title {
  font-family: 'Inter', sans-serif;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.6rem;
}
.card-text {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.65;
}

/* Industry / Coverage grids */
.industries-grid,
.coverage-grid {
  display: grid;
  gap: 1rem;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
}
@media (min-width: 768px) {
  .industries-grid { grid-template-columns: repeat(3, 1fr); }
  .coverage-grid   { grid-template-columns: repeat(3, 1fr); }
}
@media (min-width: 1024px) {
  .industries-grid { grid-template-columns: repeat(4, 1fr); }
}

.industry-card, .coverage-card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.5rem 1.25rem;
  text-align: center;
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.75rem;
}
.industry-card:hover, .coverage-card:hover {
  border-color: var(--green-border);
  background: var(--bg-3);
  box-shadow: var(--shadow-green);
  transform: translateY(-2px);
}
.industry-card-icon, .coverage-card-icon {
  font-size: 2rem;
  line-height: 1;
}
.industry-card-name, .coverage-card-name {
  font-family: 'Inter', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.industry-card-link, .coverage-card-link {
  font-size: 0.78rem;
  color: var(--green);
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

/* Feature grid (3-up) */
.features-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: 1fr;
}
@media (min-width: 768px) { .features-grid { grid-template-columns: repeat(3, 1fr); } }

.feature-item {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.feature-icon {
  width: 48px;
  height: 48px;
  background: var(--green-glow);
  border: 1px solid var(--green-border);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}
.feature-title {
  font-family: 'Inter', sans-serif;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
}
.feature-text { font-size: 0.9rem; color: var(--text-muted); line-height: 1.65; }

/* ─── TESTIMONIALS ───────────────────────────────────────────── */
.testimonials-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: 1fr;
}
@media (min-width: 768px) { .testimonials-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .testimonials-grid { grid-template-columns: repeat(3, 1fr); } }

.testimonial-card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
}
.testimonial-quote {
  font-size: 0.95rem;
  color: var(--text);
  line-height: 1.7;
  margin-bottom: 1.25rem;
  position: relative;
}
.testimonial-quote::before {
  content: '"';
  font-family: 'Inter', sans-serif;
  font-size: 3rem;
  color: var(--green);
  line-height: 0.8;
  display: block;
  margin-bottom: 0.5rem;
  opacity: 0.6;
}
.testimonial-author {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  padding-top: 1rem;
  border-top: 1px solid var(--border);
}
.testimonial-name {
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  color: var(--white);
  font-size: 0.95rem;
}
.testimonial-role { font-size: 0.8rem; color: var(--text-muted); }

/* ─── FAQ ────────────────────────────────────────────────────── */
.faq-list { display: flex; flex-direction: column; gap: 0.75rem; }
.faq-item {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: border-color var(--transition);
}
.faq-item.is-open { border-color: var(--green-border); }
.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  width: 100%;
  padding: 1.25rem 1.5rem;
  text-align: left;
  font-family: 'Inter', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--white);
  background: none;
  border: none;
  cursor: pointer;
  transition: color var(--transition);
}
.faq-question:hover { color: var(--green); }
.faq-question .faq-icon {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  border: 1px solid var(--green-border);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  color: var(--green);
  transition: transform var(--transition);
}
.faq-item.is-open .faq-icon { transform: rotate(45deg); }
.faq-answer {
  display: none;
  padding: 0 1.5rem 1.25rem;
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.7;
}
.faq-item.is-open .faq-answer { display: block; }

/* ─── FORMS ──────────────────────────────────────────────────── */
.form-grid {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1fr;
}
@media (min-width: 640px) { .form-grid { grid-template-columns: 1fr 1fr; } }

.form-group { display: flex; flex-direction: column; gap: 0.4rem; }
.form-group.full-width { grid-column: 1 / -1; }

.form-group label {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.form-group input,
.form-group select,
.form-group textarea {
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 0.75rem 1rem;
  font-size: 0.95rem;
  color: var(--white);
  font-family: inherit;
  transition: border-color var(--transition), box-shadow var(--transition);
  width: 100%;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(0, 255, 65, 0.1);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-group select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M2 4l4 4 4-4' stroke='%23888' stroke-width='1.5' fill='none'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; padding-right: 2.5rem; }
.form-group select option { background: var(--bg-2); }

.sisc-quote-form .btn { margin-top: 0.5rem; }
.form-success {
  padding: 1.25rem;
  background: var(--green-glow);
  border: 1px solid var(--green-border);
  border-radius: var(--radius-lg);
  color: var(--green);
  font-weight: 600;
}

/* ─── BLOG ───────────────────────────────────────────────────── */
.posts-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: 1fr;
}
@media (min-width: 768px) { .posts-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .posts-grid { grid-template-columns: repeat(3, 1fr); } }

.post-card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: border-color var(--transition), transform var(--transition);
}
.post-card:hover { border-color: var(--green-border); transform: translateY(-2px); }
.post-card-thumb { aspect-ratio: 16/9; overflow: hidden; background: var(--bg-3); }
.post-card-thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s ease; }
.post-card:hover .post-card-thumb img { transform: scale(1.03); }
.post-card-body { padding: 1.5rem; flex: 1; display: flex; flex-direction: column; gap: 0.75rem; }
.post-meta {
  display: flex;
  gap: 1rem;
  align-items: center;
  font-size: 0.78rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.post-category { color: var(--green); font-weight: 600; }
.post-card-title {
  font-family: 'Inter', sans-serif;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.3;
}
.post-card-excerpt { font-size: 0.88rem; color: var(--text-muted); line-height: 1.65; }
.post-card-link {
  margin-top: auto;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--green);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.post-card-link:hover { color: var(--white); }

/* Single post */
.post-header { padding-block: 4rem 2rem; }
.post-header .post-meta { margin-bottom: 1rem; }
.post-header h1 { margin-bottom: 1.5rem; }
.post-content {
  font-size: 1.05rem;
  line-height: 1.8;
  color: var(--text);
  max-width: 72ch;
}
.post-content h2,
.post-content h3 { margin-block: 2rem 0.75rem; }
.post-content p { margin-bottom: 1.5rem; }
.post-content ul,
.post-content ol {
  margin: 1.25rem 0;
  padding-left: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}
.post-content ul { list-style: disc; }
.post-content ol { list-style: decimal; }
.post-content blockquote {
  border-left: 3px solid var(--green);
  padding: 1rem 1.5rem;
  background: var(--bg-2);
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 1.5rem 0;
  font-style: italic;
  color: var(--text-muted);
}
.post-author-box {
  margin-top: 3rem;
  padding: 1.5rem;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
}
.author-name {
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  color: var(--white);
  font-size: 1.05rem;
  margin-bottom: 0.3rem;
}
.author-bio { font-size: 0.9rem; color: var(--text-muted); }

/* ─── PAGE-SPECIFIC: COVERAGE ───────────────────────────────── */
.coverage-hero {
  padding-block: 5rem 3rem;
  background: linear-gradient(180deg, var(--bg-2) 0%, var(--bg) 100%);
  border-bottom: 1px solid var(--border);
}
.coverage-body { display: grid; gap: 3rem; }
@media (min-width: 1024px) {
  .coverage-body { grid-template-columns: 2fr 1fr; }
}
.coverage-details h2 { margin-bottom: 1rem; }
.coverage-details h3 { margin-top: 2rem; margin-bottom: 0.75rem; color: var(--green); }
.coverage-sidebar {}
.sidebar-cta {
  background: var(--bg-2);
  border: 1px solid var(--green-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  position: sticky;
  top: calc(var(--header-h) + 2rem);
}
.sidebar-cta h3 { margin-bottom: 0.75rem; font-size: 1.25rem; }
.sidebar-cta p { font-size: 0.9rem; color: var(--text-muted); margin-bottom: 1.25rem; }

/* ─── PAGE-SPECIFIC: CONTACT ────────────────────────────────── */
.contact-layout {
  display: grid;
  gap: 3rem;
}
@media (min-width: 1024px) { .contact-layout { grid-template-columns: 1fr 1fr; } }
.contact-info { display: flex; flex-direction: column; gap: 2rem; }
.contact-info-item { display: flex; gap: 1rem; align-items: flex-start; }
.contact-info-icon {
  width: 42px;
  height: 42px;
  flex-shrink: 0;
  background: var(--green-glow);
  border: 1px solid var(--green-border);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--green);
}
.contact-info-text h4 { color: var(--white); margin-bottom: 0.25rem; font-size: 1rem; }
.contact-info-text p { font-size: 0.9rem; color: var(--text-muted); margin: 0; }
.contact-form-wrap {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
}

/* ─── PAGE-SPECIFIC: INDUSTRY ───────────────────────────────── */
.industry-hero {
  position: relative;
  min-height: 55vh;
  display: flex;
  align-items: flex-end;
  overflow: hidden;
  background: var(--bg-2);
}
.industry-hero-video {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.3;
}
.industry-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(10,10,10,0.95) 0%, rgba(10,10,10,0.3) 100%);
}
.industry-hero-content {
  position: relative;
  z-index: 1;
  padding: 4rem 0 3rem;
  width: 100%;
}

/* ─── 404 ────────────────────────────────────────────────────── */
.error-404 {
  min-height: calc(100vh - var(--header-h) - 300px);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding-block: 6rem;
}
.error-404 .error-code {
  font-family: 'Inter', sans-serif;
  font-size: clamp(5rem, 15vw, 10rem);
  font-weight: 700;
  color: var(--green);
  line-height: 1;
  opacity: 0.15;
  display: block;
}
.error-404 h1 { margin-top: -2rem; margin-bottom: 1rem; }
.error-404 p { color: var(--text-muted); max-width: 45ch; margin-inline: auto; margin-bottom: 2rem; }

/* ─── CTA BAND ───────────────────────────────────────────────── */
.cta-band {
  background: var(--bg-2);
  border-top: 1px solid var(--green-border);
  border-bottom: 1px solid var(--border);
  padding-block: 4rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 60% 80% at 50% 100%, rgba(0,255,65,0.06) 0%, transparent 70%);
  pointer-events: none;
}
.cta-band .section-title { margin-bottom: 0.75rem; }
.cta-band p { color: var(--text-muted); margin-bottom: 2rem; max-width: 55ch; margin-inline: auto; }
.cta-band-actions { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: center; }

/* ─── SECTION ALTERNATES ─────────────────────────────────────── */
.bg-alt { background: var(--bg-2); }
.bg-alt-3 { background: var(--bg-3); }
.green-divider {
  height: 1px;
  background: linear-gradient(to right, transparent, var(--green-border), transparent);
  margin-block: 0;
}

/* ─── PHONE / EMAIL ──────────────────────────────────────────── */
.phone-link, .email-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--green);
  font-weight: 600;
}
.phone-link:hover, .email-link:hover { color: var(--white); }

/* ─── FOOTER ─────────────────────────────────────────────────── */
.site-footer {
  background: var(--bg-2);
  border-top: 1px solid var(--border);
  margin-top: auto;
}
.footer-main { padding-block: 4rem; }
.footer-grid {
  display: grid;
  gap: 2.5rem;
  grid-template-columns: 1fr;
}
@media (min-width: 640px) { .footer-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .footer-grid { grid-template-columns: 2fr 1fr 1fr 1.5fr; } }

.footer-col {}
.footer-logo {
  display: flex;
  flex-direction: column;
  margin-bottom: 1rem;
}
.footer-logo .logo-specialty {
  font-family: 'Inter', sans-serif;
  font-size: 0.65rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--text-muted);
}
.footer-logo .logo-insurance {
  font-family: 'Inter', sans-serif;
  font-size: 1.25rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--green);
}
.footer-tagline {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: 1.25rem;
}
.footer-social { display: flex; gap: 0.75rem; }
.footer-social a {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  color: var(--text-muted);
  transition: all var(--transition);
}
.footer-social a:hover { color: var(--green); border-color: var(--green-border); background: var(--green-glow); }

.footer-heading {
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 1px solid var(--border);
}
.footer-links { display: flex; flex-direction: column; gap: 0.5rem; list-style: none; }
.footer-links a {
  font-size: 0.88rem;
  color: var(--text-muted);
  transition: color var(--transition);
}
.footer-links a:hover { color: var(--green); }

.footer-address { display: flex; flex-direction: column; gap: 0.6rem; }
.footer-address p { font-size: 0.88rem; color: var(--text-muted); margin: 0; }
.footer-address .company-name { font-weight: 600; color: var(--text); }
.footer-address a {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--text-muted);
  font-size: 0.88rem;
  transition: color var(--transition);
}
.footer-address a:hover { color: var(--green); }
.footer-cta-block { margin-top: 1.25rem; }

.footer-bottom {
  border-top: 1px solid var(--border);
  padding-block: 1.25rem;
}
.footer-bottom-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
  justify-content: space-between;
}
.copyright { font-size: 0.8rem; color: var(--text-dim); margin: 0; }
.legal-nav { display: flex; flex-wrap: wrap; gap: 1.25rem; }
.legal-nav a { font-size: 0.8rem; color: var(--text-dim); transition: color var(--transition); }
.legal-nav a:hover { color: var(--text-muted); }

/* ─── UTILITY ────────────────────────────────────────────────── */
.text-green { color: var(--green); }
.text-muted { color: var(--text-muted); }
.text-white { color: var(--white); }
.text-center { text-align: center; }
.d-none { display: none; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); border: 0; }
.no-posts { text-align: center; padding: 4rem 1rem; color: var(--text-muted); }
.no-posts h2 { color: var(--text-muted); margin-bottom: 1rem; }

/* ─── RESPONSIVE TWEAKS ──────────────────────────────────────── */
@media (max-width: 767px) {
  .section { padding-block: 3rem; }
  .section-title { font-size: 1.75rem; }
  .hero { min-height: auto; }
  .hero-content { padding-block: 3.5rem; }
  .hero-title { font-size: 2.5rem; }
  .footer-main { padding-block: 2.5rem; }
}

/* ─── WP ADMIN BAR OFFSET ────────────────────────────────────── */
.admin-bar .site-header { top: 32px; }
@media (max-width: 782px) { .admin-bar .site-header { top: 46px; } }

/* ═══════════════════════════════════════════════════════════════
   HOME PAGE — EXTENDED STYLES
   ═══════════════════════════════════════════════════════════════ */

:root { --accent: #00ff41; }

/* ─── SHARED HOME SECTIONS ───────────────────────────────────── */
.section-padding { padding-block: 5rem; }
@media (min-width: 768px) { .section-padding { padding-block: 7rem; } }
.section-dark-alt { background: var(--bg-2); }
.text-accent {
  color: var(--green);
  text-shadow:
    0 0 16px rgba(0, 255, 65, 0.8),
    0 0 32px rgba(0, 255, 65, 0.4),
    0 0 64px rgba(0, 255, 65, 0.2);
}
.section-header-center { text-align: center; }
.section-header-center .section-subtitle { margin-inline: auto; }

/* ─── HERO (HOME MONTAGE) ────────────────────────────────────── */
.hero-montage {
  position: relative;
  min-height: calc(100vh - var(--header-h));
  display: flex;
  align-items: center;
  overflow: hidden;
  background: #000;
}
.hero-video-stack {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-video {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
}
/* Home montage only — scoped to the stack container */
.hero-video-stack .hero-video {
  opacity: 0;
  transition: opacity 1.2s ease;
}
.hero-video-current { opacity: 0.35; }
.hero-overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    135deg,
    rgba(0,0,0,0.75) 0%,
    rgba(0,0,0,0.45) 55%,
    rgba(0,255,65,0.03) 100%
  );
}
.hero-montage .hero-content {
  position: relative;
  z-index: 2;
  padding-block: 5rem;
  max-width: 780px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--green);
  border: 1px solid var(--green-border);
  background: var(--green-glow);
  padding: 0.35rem 0.85rem;
  border-radius: 2px;
  margin-bottom: 1.5rem;
}
.badge-dot {
  width: 6px;
  height: 6px;
  background: var(--green);
  border-radius: 50%;
  animation: pulse-dot 2s ease-in-out infinite;
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: 0.5; transform: scale(0.8); }
}
.hero-title {
  font-family: 'Inter', sans-serif;
  font-size: clamp(2.8rem, 7.5vw, 5.5rem);
  font-weight: 700;
  line-height: 1.05;
  color: var(--white);
  margin-bottom: 1.5rem;
  letter-spacing: -0.01em;
}
.hero-title-accent {
  color: var(--green);
  text-shadow:
    0 0 20px rgba(0, 255, 65, 0.9),
    0 0 40px rgba(0, 255, 65, 0.6),
    0 0 80px rgba(0, 255, 65, 0.3);
}
.hero-subtitle {
  font-size: clamp(1rem, 2.5vw, 1.15rem);
  color: rgba(224,224,224,0.8);
  max-width: 56ch;
  line-height: 1.75;
  margin-bottom: 2.5rem;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
  margin-bottom: 3.5rem;
}
.btn-ghost {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.2);
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border-radius: var(--radius);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  transition: all var(--transition);
}
.btn-ghost:hover {
  border-color: rgba(255,255,255,0.5);
  color: var(--white);
  background: rgba(255,255,255,0.05);
}
.btn-ghost.btn-lg { padding: 0.85rem 2rem; font-size: 1.05rem; }
.hero-stats {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 2rem;
}
.stat-item {
  display: flex;
  flex-direction: column;
  padding: 0 2rem 0 0;
}
.stat-item:first-child { padding-left: 0; }
.stat-number {
  font-family: 'Inter', sans-serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--green);
  line-height: 1;
}
.stat-label {
  font-size: 0.72rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-top: 0.2rem;
}
.stat-divider {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,0.12);
  margin-right: 2rem;
  flex-shrink: 0;
}
.hero-scroll-indicator {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
}
.scroll-line {
  width: 1px;
  height: 48px;
  background: linear-gradient(to bottom, var(--green), transparent);
  margin-inline: auto;
  animation: scroll-pulse 2s ease-in-out infinite;
}
@keyframes scroll-pulse {
  0%, 100% { opacity: 1; transform: scaleY(1); }
  50%       { opacity: 0.3; transform: scaleY(0.6); }
}

/* ─── INDUSTRIES SECTION ─────────────────────────────────────── */
.section-industries {}
.industries-grid {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1fr;
  margin-bottom: 3rem;
}
@media (min-width: 640px) { .industries-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .industries-grid { grid-template-columns: repeat(3, 1fr); } }

.industry-card {
  position: relative;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
  color: inherit;
}
.industry-card:hover {
  border-color: var(--green-border);
  box-shadow: var(--shadow-green);
  transform: translateY(-3px);
  color: inherit;
}
.card-badge {
  position: absolute;
  top: 1rem;
  right: 1rem;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #000;
  background: var(--green);
  padding: 0.2rem 0.55rem;
  border-radius: 2px;
}
.industry-card-icon { font-size: 2rem; line-height: 1; }
.industry-card-title {
  font-family: 'Inter', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.industry-card-desc {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.6;
  flex: 1;
  margin: 0;
}
.card-arrow {
  margin-top: 0.5rem;
  color: var(--green);
  opacity: 0;
  transform: translateX(-4px);
  transition: opacity var(--transition), transform var(--transition);
  display: flex;
}
.industry-card:hover .card-arrow { opacity: 1; transform: translateX(0); }

.section-action-center {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;
  margin-top: 1rem;
}
.section-action-note {
  font-size: 0.88rem;
  color: var(--text-muted);
  margin: 0;
}

/* ─── WHY US SECTION ─────────────────────────────────────────── */
.why-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: 1fr;
  margin-top: 1rem;
}
@media (min-width: 640px) { .why-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .why-grid { grid-template-columns: repeat(3, 1fr); } }

.why-card {
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  transition: border-color var(--transition);
}
.why-card:hover { border-color: var(--green-border); }
.why-icon {
  width: 52px;
  height: 52px;
  background: var(--green-glow);
  border: 1px solid var(--green-border);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.why-card h3 {
  font-family: 'Inter', sans-serif;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.why-card p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.65;
  margin: 0;
}

/* ─── COVERAGES SECTION ──────────────────────────────────────── */
.coverages-grid {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1fr;
}
@media (min-width: 640px) { .coverages-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .coverages-grid { grid-template-columns: repeat(3, 1fr); } }

.coverage-card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
  position: relative;
  transition: border-color var(--transition), transform var(--transition);
}
.coverage-card:hover {
  border-color: var(--green-border);
  transform: translateY(-2px);
}
.coverage-card-dot {
  width: 8px;
  height: 8px;
  background: var(--green);
  border-radius: 50%;
  margin-bottom: 0.25rem;
}
.coverage-card-title {
  font-family: 'Inter', sans-serif;
  font-size: 1.1rem;
  font-weight: 700;
  margin: 0;
}
.coverage-card-title a {
  color: var(--white);
  transition: color var(--transition);
}
.coverage-card-title a:hover { color: var(--green); }
.coverage-card-desc {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.65;
  flex: 1;
  margin: 0;
}
.coverage-learn-more {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--green);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-top: auto;
  transition: gap var(--transition);
}
.coverage-learn-more:hover { gap: 0.6rem; color: var(--green); }

/* ─── TESTIMONIALS SECTION ───────────────────────────────────── */
.section-testimonials .testimonials-grid {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: 1fr;
  margin-top: 1rem;
}
@media (min-width: 768px) {
  .section-testimonials .testimonials-grid { grid-template-columns: repeat(3, 1fr); }
}
.testimonial-card {
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.testimonial-stars {
  color: var(--green);
  font-size: 0.9rem;
  letter-spacing: 0.1em;
}
.testimonial-text {
  font-size: 0.95rem;
  color: var(--text);
  line-height: 1.72;
  flex: 1;
  margin: 0;
  font-style: italic;
}
.testimonial-author {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
  padding-top: 1rem;
  border-top: 1px solid var(--border);
  margin: 0;
}
.author-name {
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  color: var(--white);
  font-size: 0.95rem;
}
.author-biz { font-size: 0.78rem; color: var(--text-muted); }

/* ─── CTA BLOCK SECTION ──────────────────────────────────────── */
.section-cta { background: var(--bg); }
.cta-block {
  position: relative;
  background: var(--bg-2);
  border: 1px solid var(--green-border);
  border-radius: 12px;
  padding: 4rem 3rem;
  overflow: hidden;
  text-align: center;
}
.cta-block-glow {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 80% 60% at 50% 100%, rgba(0,255,65,0.08) 0%, transparent 65%);
  pointer-events: none;
}
.cta-block-content { position: relative; z-index: 1; }
.cta-title {
  font-family: 'Inter', sans-serif;
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 1rem;
  line-height: 1.15;
}
.cta-subtitle {
  font-size: 1rem;
  color: var(--text-muted);
  max-width: 55ch;
  margin: 0 auto 2.5rem;
  line-height: 1.7;
}
.cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: center;
}

/* ═══════════════════════════════════════════════════════════════
   INDUSTRY PAGE STYLES
   ═══════════════════════════════════════════════════════════════ */

/* Hero */
.hero-industry {
  position: relative;
  min-height: 60vh;
  display: flex;
  align-items: flex-end;
  overflow: hidden;
  background: var(--bg);
}
.hero-video-wrap {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-video-wrap .hero-video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.32;
}
.hero-industry .hero-overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(to top, rgba(10,10,10,0.92) 0%, rgba(10,10,10,0.35) 65%, rgba(10,10,10,0.5) 100%);
}
.hero-industry .hero-content {
  position: relative;
  z-index: 2;
  padding-bottom: 4rem;
  padding-top: 2rem;
  width: 100%;
}
.hero-breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.78rem;
  color: var(--text-muted);
  margin-bottom: 1.5rem;
  flex-wrap: wrap;
}
.hero-breadcrumb a { color: var(--text-muted); transition: color var(--transition); }
.hero-breadcrumb a:hover { color: var(--green); }
.hero-breadcrumb span[aria-current] { color: var(--green); }

/* Coverage checklist */
.coverage-check-grid {
  display: grid;
  gap: 0.85rem;
  grid-template-columns: 1fr;
  margin-top: 2rem;
}
@media (min-width: 640px) { .coverage-check-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .coverage-check-grid { grid-template-columns: repeat(4, 1fr); } }

.coverage-check-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1rem;
  font-size: 0.88rem;
  color: var(--text);
  line-height: 1.45;
}
.check-icon { flex-shrink: 0; margin-top: 1px; }

/* Risks section */
.risks-layout {
  display: grid;
  gap: 3rem;
  grid-template-columns: 1fr;
  align-items: start;
}
@media (min-width: 1024px) { .risks-layout { grid-template-columns: 1fr 1fr; } }

.risks-text { display: flex; flex-direction: column; gap: 1rem; }
.risks-text p { color: var(--text-muted); font-size: 0.95rem; line-height: 1.75; margin: 0; }
.risks-text .btn { align-self: flex-start; margin-top: 0.5rem; }

.risks-cards {
  display: grid;
  gap: 1rem;
  grid-template-columns: 1fr 1fr;
}
.risk-card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.25rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.risk-icon { font-size: 1.4rem; }
.risk-card h4 {
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.risk-card p {
  font-size: 0.82rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0;
}

/* Inline CTA */
.cta-inline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  background: var(--bg-3);
  border: 1px solid var(--green-border);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
}
.cta-inline-text h2 {
  font-size: clamp(1.4rem, 3vw, 2rem);
  margin-bottom: 0.5rem;
}
.cta-inline-text p { color: var(--text-muted); margin: 0; font-size: 0.95rem; }
.cta-inline-actions { display: flex; flex-wrap: wrap; gap: 1rem; flex-shrink: 0; }

/* ═══════════════════════════════════════════════════════════════
   COVERAGE PAGE STYLES
   ═══════════════════════════════════════════════════════════════ */

.page-hero {
  padding-block: 4rem 3rem;
  background: linear-gradient(180deg, var(--bg-2) 0%, var(--bg) 100%);
  border-bottom: 1px solid var(--border);
}
.coverage-hero .container { max-width: 860px; }
.page-hero-title {
  font-family: 'Inter', sans-serif;
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 700;
  color: var(--white);
  margin-block: 0.75rem 0.75rem;
  line-height: 1.1;
}
.page-hero-subtitle {
  font-size: 1.05rem;
  color: var(--text-muted);
  max-width: 60ch;
  margin-bottom: 2rem;
  line-height: 1.7;
}

/* Two-column layout */
.coverage-layout {
  display: grid;
  gap: 3rem;
  align-items: start;
}
@media (min-width: 1024px) {
  .coverage-layout { grid-template-columns: 1fr 300px; }
}

/* Content area */
.coverage-intro {
  font-size: 1.05rem;
  color: var(--text);
  line-height: 1.8;
  margin-bottom: 2rem;
}
.coverage-content h2 {
  font-family: 'Inter', sans-serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  margin-block: 2rem 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 1px solid var(--border);
}
.coverage-content h3 {
  font-family: 'Inter', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--white);
  margin-block: 1.5rem 0.6rem;
}
.coverage-points {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  list-style: none;
  margin-bottom: 2rem;
}
.coverage-points li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.95rem;
  color: var(--text);
  line-height: 1.5;
}
.coverage-points li svg { flex-shrink: 0; margin-top: 2px; }

.coverage-note {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  background: var(--green-glow);
  border: 1px solid var(--green-border);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.5rem;
  margin-block: 2rem;
}
.coverage-note svg { flex-shrink: 0; margin-top: 2px; }
.coverage-note p {
  font-size: 0.92rem;
  color: var(--text);
  line-height: 1.65;
  margin: 0;
}
.coverage-cta-inline {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  margin-top: 2.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}
.coverage-cta-inline h3 {
  font-family: 'Inter', sans-serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.coverage-cta-inline p { font-size: 0.9rem; color: var(--text-muted); margin: 0; }
.coverage-cta-inline .btn { align-self: flex-start; margin-top: 0.5rem; }

/* Sidebar */
.coverage-sidebar { display: flex; flex-direction: column; gap: 1.5rem; }
.sidebar-cta-card {
  background: var(--bg-2);
  border: 1px solid var(--green-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  position: sticky;
  top: calc(var(--header-h) + 1.5rem);
}
.sidebar-cta-card h3 {
  font-family: 'Inter', sans-serif;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}
.sidebar-cta-card p { font-size: 0.88rem; color: var(--text-muted); margin: 0; }
.sidebar-widget {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
}
.sidebar-widget h4 {
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 1rem;
  padding-bottom: 0.5rem;
  border-bottom: 1px solid var(--border);
}
.sidebar-links { display: flex; flex-direction: column; gap: 0.35rem; list-style: none; }
.sidebar-links a {
  display: block;
  padding: 0.4rem 0.6rem;
  font-size: 0.88rem;
  color: var(--text-muted);
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
}
.sidebar-links a:hover { color: var(--green); background: var(--green-glow); }

/* ═══════════════════════════════════════════════════════════════
   QUOTE FORM — UPDATED STYLES
   ═══════════════════════════════════════════════════════════════ */
.quote-form-header { margin-bottom: 2rem; }
.quote-form-header h2 {
  font-family: 'Inter', sans-serif;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.6rem;
}
.quote-form-header p { font-size: 0.95rem; color: var(--text-muted); margin: 0; max-width: 65ch; }
.form-group label .required { color: var(--green); margin-left: 1px; }
.captcha-notice {
  font-size: 0.75rem;
  color: var(--text-dim);
  margin-block: 0.75rem 1rem;
  line-height: 1.5;
}
.captcha-notice a { color: var(--text-dim); text-decoration: underline; }
.captcha-notice a:hover { color: var(--text-muted); }
.cf-turnstile { margin-bottom: 0.75rem; }

/* Quote page layout */
.quote-layout {
  display: grid;
  gap: 3rem;
  align-items: start;
}
@media (min-width: 1024px) { .quote-layout { grid-template-columns: 1fr 320px; } }
.quote-form-wrap {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
}
.quote-sidebar { display: flex; flex-direction: column; gap: 1.5rem; }
.trust-card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  position: sticky;
  top: calc(var(--header-h) + 1.5rem);
}
.trust-card h3 {
  font-family: 'Inter', sans-serif;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 1rem;
  padding-bottom: 0.6rem;
  border-bottom: 1px solid var(--border);
}
.trust-list { display: flex; flex-direction: column; gap: 0.65rem; list-style: none; }
.trust-list li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.88rem;
  color: var(--text);
}
.contact-card {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
}
.contact-card h4 {
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 0.75rem;
}
.contact-phone {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-family: 'Inter', sans-serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--green);
}
.contact-phone:hover { color: var(--white); }
.contact-hours { font-size: 0.78rem; color: var(--text-muted); margin-top: 0.3rem; }
.testimonial-mini {
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
}
.testimonial-mini p {
  font-size: 0.88rem;
  color: var(--text-muted);
  font-style: italic;
  line-height: 1.65;
  margin-block: 0.5rem;
}
.testimonial-author-mini { font-size: 0.78rem; color: var(--text-dim); }
.form-success-large {
  text-align: center;
  padding: 3rem 2rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;
}
.success-icon { font-size: 3rem; }
.form-success-large h2 { color: var(--green); margin: 0; }
.form-success-large p { color: var(--text-muted); max-width: 45ch; margin: 0; }

/* ─── POST BYLINE ────────────────────────────────────────────── */
.post-cats-row { display: flex; gap: 0.5rem; flex-wrap: wrap; margin-bottom: 1rem; }
.cat-badge {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--green);
  background: var(--green-glow);
  border: 1px solid var(--green-border);
  padding: 0.2rem 0.6rem;
  border-radius: 2px;
}
.single-byline {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin-top: 1.25rem;
  padding: 1rem 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  font-size: 0.88rem;
  color: var(--text-muted);
}
.byline-by { color: var(--text-dim); }
.byline-author {
  font-weight: 600;
  color: var(--green);
  display: inline-flex;
  align-items: center;
  gap: 3px;
}
.byline-author:hover { color: var(--white); }
.byline-date { color: var(--text-muted); }
.sep { color: var(--text-dim); }
.single-title {
  font-family: 'Inter', sans-serif;
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.15;
  margin-block: 0.5rem 0.75rem;
}
.single-excerpt {
  font-size: 1.05rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 0;
}