Participant Injury Insurance

Participant Accident and Injury coverage is the most commonly overlooked - and most important - component of action sports insurance. When a paying customer gets hurt during your activity, your General Liability policy often won't respond. That's not a technicality: it's a deliberate exclusion in most standard commercial policies. Our programs include dedicated Participant Accident coverage that pays medical expenses and injury benefits regardless of fault, keeping your customers protected and your business out of litigation you didn't need to be in.